February 2025 Newsletter

In This Issue:

Charles Schwab: Tax forms will be available from January 31st through February 28th. Click here for a link to the release schedule for specific Schwab tax forms. You may also find this Schwab Tax Guide helpful in understanding the various tax forms you may receive from Schwab.
Altruist: If your accounts are held at Altruist visit the Altruist Tax Center to download copies of your 2024 Consolidated tax forms. Your tax documents should be available by the end of today.
April 15th is quickly approaching! Don’t wait – if you or someone you know needs help with tax preparation, contact us today for a referral.

Please send us a copy of your completed 2024 tax returns so we can review them for potential planning opportunities. For secure and efficient delivery, please upload your documents directly to the vault in your planning portal. If you need assistance accessing your portal, please feel free to contact us.
Baseball Season is Almost Here! We’re planning some fun client events to celebrate. Keep an eye on your inbox for more details coming soon!

As of January 31, 2024

At Kaiyo, we believe taxes are a crucial part of your financial picture, but they shouldn’t dictate every move. We adhere to a few core principles:

Don’t let the tax tail wag the investment dog. While tax efficiency is important, we prioritize sound investment strategies. We won’t sacrifice long-term growth for short-term tax savings. A good investment is still a good investment, even with taxes.
Remember, paying taxes often means you’re making money. The easiest way to avoid taxes? Not making money! We focus on building wealth, and while we’ll minimize taxes where possible, we celebrate gains and earnings, even if they come with a tax bill.
We leverage the existing tax code to your advantage. Our goal is to help you reduce your lifetime tax burden through strategic planning. We’ll explore all legal and ethical avenues to maximize your after-tax returns, ensuring you keep more of what you earn.